Summertime Fun - FTU

Scrap kit - Beach Fun - HERE

Mask - Your choice

Template - My template - HERE

Tube - Pinuptoons 

***Disclaimer***

This tutorial is of my own creation. I am using PSP2019. Please leave a thanks when downloading.  If I am using a template, I always start at the bottom and work my way up. If using a FTU or PTU tube - please don't use without proper copyright. Always drop shadow as you go. If you try one of my tuts, I would love to display it on my blog....thanks

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Open template and delete copyright layer 

Image/canvas size/800x800

P16 - apply mask/merge group/send to bottom

Starfish scatter

1 - p20

2 - glitter3

3 - p6

4 - glitter2

5 - p4

Flowers1

Beach bubbles2

6 - glitter5

7 - p5

8&9 - glitter1

Add glass effect

Bg circles

Sunny light - resize 60%

Palms

Position tube

Fishnet

Cluster overlay2 - resize 85%

Natural1 - resize 70%

Flower 4&5

Natural2 - resize 50%

Starfish1 - resize 50%

Bottle - resize 60%

WA13 - add gradient glow

Merge visible/crop/resize as needed/add proper copyright