Blue/Gold - FTU quick and easy

 Scrapkit - LK's Icicles - HERE

Mask - Kim's winter masks #4 - HERE

Template - Tamie #29 - HERE

Tube - VeryMany - HERE

***Disclaimer***

This tutorial is of my own creation. I am using PSP2019. Please leave a thanks when downloading.  If I am using a template, I always start at the bottom and work my way up. If using a FTU or PTU tube - please don't use without proper copyright. Always drop shadow as you go. If you try one of my tuts, I would love to display it on my blog....thanks

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Open template and delete copyright layer

Image/canvas size/800x800

P4 - apply mask/merge group and send to bottom

3 strips - p8

Rectangle - flood fill color of choice

Circle2 - p5

Close up - I used multiply at 60 opacity

Frame2 - resize 120%

Strips - p6

Strip - flood fill color of choice

Candycane3

Sm circle2 -  p5

Flourish1

Wreath1

Snowflake2 - duplicate/mirror and position

Tree2

Snow swirl

Snowflake lights

Birdie

Position tube

Merge visible/crop/resize as needed/add proper copyright